Cheaper auto insurance for female drivers

Interesting article about auto insurance for women

The fact that women are more responsible drivers than men has been proven by recent insurance rates data.

Of course, this doesn't mean they are guaranteed low rates with the first quote they get. Without shopping around and comparing rates, it will be hard even for women with good driving record to find the best possible quote.


It may still be a mans world, but not as far as auto insurance is concerned. Men are in fact often paying more for their auto insurance than female drivers

But why do female drivers enjoy lower premiums?

Officials reports suggest that female drivers are lower risk drivers than men. Apparently, female drivers are much more likely to obey the law, drive safely and comply with their auto insurance requirements.

Men tend to be less safe drivers. Women, however, are less likely to commit a traffic violation intentionally. It is much less likely for a female driver to jump a red light or overtake dangerously.

Are women considered to be safer drivers?

When you compare men and women, it is safe to say that women are safer drivers. There are 2 main reasons for that, women are usually more responsible and observant. Men don't pay as much attention to road signs and other drivers as women do. It comes as no surprise that being observant means less accidents are caused by women. In fact, men cause cause accidents twice as often as women do.

Being extremely protective is a characteristic a lot of women have. Often, women drive their kids to school in the morning. The most important thing for them is the safety of their kid, and this makes them more careful.

Another thing women are very protective of, is their jobs. In our day and age, it is harder for them to climb the corporate ladder. Taking time off as a result of an accident may well jeopardise their position. So, being a careful driver is essential for every mother and working women.

Things may well change in the future as more women pursue careers and there are more stay-at-home dads.. Until then, women have the right to demand cheaper auto insurance rates.

Here are more articles on the subject:
cheap car insurance for women
women pay less for car insurance

SR-22 Insurance California Explained

California Insurance Proof Certificate

SR22 insurance refers to a policy which requires the filing of an SR22 form. Your insurance company has to submit this form to the California Department of Motor Vehicles (DMV), if you are required to provide a proof of financial responsibility. Note that a copy of your insurance or your insurance card can not replace an SR22 form and will not be accepted by the DMV as an adequate evidence.

In California the minimum insurance requirements are:

* $15,000 for injury/death to one person
* $30,000 for injury/death to more than one person
* $5,000 for damage to property

Who is required to have SR22 insurance?

There are two main reasons why you may be obliged to file a SR22 form. DUI, driving under the influence is probably the most common reason. Driving uninsured and causing an accident is the other.Both reasons will mean that your driving license will be suspended. As you probably know, California has one of the toughest car insurance laws. Apart from taking part in a DUI program, a DUI conviction may mean a jail sentence too. One year without a license is the penalty for driving uninsured.

Maintain a proof of financial responsibility

You will have to maintain a proof of financial responsibility for 3 years. In order to reinstate your drivers license, you will be required to pay additional fees. During this period you will consider you to be a "high-risk" driver.SR26 form will be submitted to the DMV if you cancel your insurance or your filling period expires. If you let your insurance lapse during these 3 years and SR26 form is submitted, your license will be suspended by the DMV.

It is important to know that SR22 is state specific and California SR22 insurance is valid only for California. Another policy will have to be obtained if you move to different state.

The bottom line is that SR22 insurance will cost you. That's why it is very important to shop around and find the best deal.

For more information about SR22, please visit:
SR22 Form
SR22 Insurance

To go or Not to go?

OK, a few days ago I was looking around on the internet, listening my favorite UK radio (Absolute) and I heard about the coming of the best summer music festival ever, and when I said ever I really mean ever. There is no better fest that this.. still wondering!? .. V festival 2010 of course! :)

The tickets will be on sale on March 5th, which mean after two more days I will buy my tickets.. Isn't it great!

And this year's line up is quite colorful, you have the names like Kings of leon, Kasabian, David Guetta, The Prodigy, Paul Weller, White lies, Mika, even Cheryl Cole will be singing on the v festival 2010... of course there are so many more singers and group, but if I start write down every single one of them I'm gonna spent my day in front of the computer.. :)

I was thinking, or at least my sister was thinking (she actually given me that ideas few months ago) to buy tickets for all weekend, from Friday to Sunday... Which is not so bad ideas. I've been to V festival 5 years ago and it was so much fun, absolutely great experience :)

I had a few more ideas - for T in the park festival 2010 or even Reading festival, but my sister said V fest! :)

If someone else is going to, please write a comment. I would love to meet new people there..

I will update the ticket prices as soon as I learn them :)